Our Direct Process

Provide us with your details and tell us how much you want to borrow. Don’t worry, we protect your personal data. Check that everything is correct to avoid delays, and then move on to the next step.

We use an online verification process to complete your account setup. It only takes a few seconds and ensures we send the funds to the correct person. If you need to speak with a customer representative or have questions about your loan, we're available to help.

Read through your loan agreement carefully. It contains all the important information on your personal loan. If you agree with what you see, e-sign the documents and we will process your application.

Once we've processed your loan documents, you will receive your funds quickly. If your account is eligible for Real-Time Funding, the deposit generally takes only a few minutes. If you bank with a smaller bank or credit union that does not support Real-Time Funding, we will send you a regular deposit, which generally arrives the next business day.